What Does Blackjack Pays 6 To 5 Mean

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Jul 24, 2015  But in the last few years, Las Vegas casinos decided to change the old formula. Casinos set up 6/5 games, where the house pays only 6-to-5 on a natural blackjack. So on a natural blackjack, the casino pays only $12 on a $10 bet. That becomes a huge difference in.

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Hi guys. This is Mike.

What Does Blackjack Pays 6 To 5 Mean 2

The topic of this Wizard of Odds Academy video will be on the importance of a blackjack paying 3 to 2 odds in blackjack as opposed to 6 to 5, which is a very common rule variation right now.

Here in Las Vegas

You see a lot of players playing 6 to 5 blackjack even at high amounts. Frankly, I have no idea why other than out of a ignorance of math.

I hate to have to insult your intelligence by even pointing this out, but 3 / 2 = 1.5, 6 / 5 is 1.2. The player will get 30% of a bet more with every winning blackjack if he's playing 3 to 2 blackjack as opposed to 6 to 5.

How important is that rule mathematically?

Let's see:

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Let's assume six decks of cards, which is the norm, and that the player has no knowledge of any other cards in the deck. The probability that the first card the player gets is worth 10 points, is 96 / 312 because there are 96 10-point cards, 16 x 6 is 96, and 312 total cards in the shoe. 52 x 6 is 312. Assuming the player's first card is a 10-point card.

He at least has hope of a blackjack. He will need an ace or that second card. There are 24 aces in the shoe, and 311 cards left.

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However..

..the player might get the ace first. It's just as likely to get the ace first in a blackjack as a blackjack, starting with a 10-point card. We multiply this by two. The probability the player gets a blackjack is equal to 4.75%. However, in order for this pay to make any difference, it must be a winning blackjack. If the dealer gets a blackjack too, then it doesn't make any difference.

Once the player has a blackjack, what is the probability that dealer will get one? Well, again, the dealer could get the ace and the 10 in either order thus the two. There will be 95 10-point cards left in the shoe out of 310 cards. After you take out the two player cards, there will be 23 aces left by the time it's the dealer's second card.

Assuming the player has a blackjack, the probability that the dealer gets one as well is 4.56%. It goes down because the player already has an ace and a 10 out of the shoe. The odds are a little bit down due to the effect of removal. The probability that the player has a winning blackjack equals 4.75% x (1 - 4.56%).

In other words, the probability of a player blackjack and times the probability that the dealer does not have a blackjack, so the probability that the player has a winning blackjack is equal to 4.53%.

The math of this is really quite easy

The probability the player has a winning blackjack is 4.53%, which is conveniently one in 21, and the game is called 21. That's easy to remember. Every time the player gets a winning blackjack, if he's playing 3 to 2 blackjack as opposed to 6 to 5, he will win 0.3 times his bet more because (3 / 2) - (6 / 5) = 0.3, as we showed before. 4.53% x 0.3 = 1.36%.

That means..

..f the player plays 6 to 5 blackjack as opposed to 3 to 2, he's giving the casino an extra 1.36% of his bet, probably for nothing. This assumes all other rules being equal.

Okay, I hope that I have convinced you guys not to play 6 to 5 blackjack when given the choice. However, if you're still on the fence, let me throw some more numbers at you.

These are all based on what are normally, otherwise, fairly standard Las Vegas Strip rules. You can find these at most of the MGM / Mirage properties. Dealer hits a soft 17, double after split allowed, player make double on any two cards, surrender is allowed, and resplitting aces is allowed. With correct basic strategy, and a blackjack paying 3 to 2, the house advantage under those rules is a nice low 0.46%.

That is giving the casino less than one in 200 hands.

It's a pretty cheap way to gamble. However, if we just change that blackjack pay from 3 to 2 to 6 to 5, then, as I just showed you, the house advantage goes up by 1.36% to 1.82%, so 0.46% to 1.82%, that is almost four times as high. That's paying four times as much for the same service and product.

Let me tell you what that looks like in terms of your expected losses per hour:

If you are a $5 player, an hour worth of play on average will cost you $1.66 at a 3 to 2 table, and $6.55 at a 6 to 5 table. A $10 player can expect to lose $3.31 per hour at a 3 to 2 table, and $13.10 at a 6 to 5 table. A $25 player can expect to lose $8.28 at a 3 to 2 table, and $32.76 at a 6 to 5 table.

Finally, a $50 player can expect to lose $16.56 at a 3 to 2 table, and $65.52 per hour at a 6 to 5 table.

I hope I've convinced you to stay away from 6 to 5 blackjack wherever you can. Now, I'm sure a lot of you are saying, 'Mike, I'm a low roller. I'm uncomfortable with the limits at the at the 3 to 2 tables.' If that's true, okay, I get it.

You may not really have the choice in that situation, and you may be stuck with 6 to 5, if you must play. Sometimes there's just nothing you can do about it and the situation is only getting worse.

The casinos here in Las Vegas as well as I think everywhere in the United States, are trying to phase out 3 to 2 blackjack slowly but surely as it's really not very profitable for them.

I don't think I have anything much more to say on this topic. Thanks for watching and I'll see you in my next Wizard of Odds Academy video. Thank you. Bye, guys.

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Alex
I know that 6:5 should always be avoided but there is a 6:5 game 20 minutes from my house, whereas the nearest 3:2 game is about 1.5 hours. I've been driving out to the 3:2 game but I was wondering if I lose more in gas than the advantage I am gaining. The 6:5 rules are 6 Decks, 75% penetration, H17, Split to 5 hands, Double after split (except Aces), Hit split Aces and surrender any hand. I think the house edge is about 1.75%. The 3:2 game is 6 Decks, 75% penetration, H17, Split to 4 hands, Double after split (except Aces), No hit after split Aces, no surrender. I think the house edge is about 0.57%.
My question: is driving an extra 90 miles worth the extra 1.2%? Also, the 6:5 game doesn't bother with 50 cent chips so surrendering a $5 hand pays $3 and a $15 hand pays $8 etc.
s2dbaker
On principal alone, Yes it's worth it. Eventually the casino closer to home will be forced to compete with the casino down the road apiece. I think this is what's going to happen in Atlantic City eventually. AC's famously crappy payout will be forced to compete with the nearby Pennsylvania casinos. Or Donald Trump will declare bankruptcy again.whatever.
Someday, joor goin' to see the name of Googie Gomez in lights and joor goin' to say to joorself, 'Was that her?' and then joor goin' to answer to joorself, 'That was her!' But you know somethin' mister? I was always her yuss nobody knows it! - Googie Gomez
FinsRule
Good question. There is no way in hell I would drive 90 miles for 1.2% better house edge. Think about it this way. We'll say you play for four hours @ $10 a hand at 6:5.
That's about 250 hands, losing 17.5 cents a hand for a loss of $43.75.
In 3:2, you're playing 250 hands, losing 5.7 cents a hand for an expected loss of $14.25.
If you get 26 mpg, and you're driving an extra 180 miles, you're using about 7 gallons of gas. At $4 a gallon, that's about an extra $28. Counting the wear and tear on your car, you're definitely ahead just staying close to home.
That's not even counting the 3 extra hours of your life you have to relax instead of drive. You get to drive to and from the casino and play 4 hours of BJ in 5 hours total. The other casino, it's going to take about 7 hours total to play that 4 hours of blackjack.
My conclusion is that unless you're playing green chips ($25) or higher, stay close.
Ayecarumba
Rather than settle for 6:5, is there a different, lower edge game you could adopt? Video Poker? Craps? Maybe it is time to expand your repertoire.
Simplicity is the ultimate sophistication - Leonardo da Vinci
AZDuffman
What Does Blackjack Pays 6 To 5 MeanMean

I know that 6:5 should always be avoided but there is a 6:5 game 20 minutes from my house, whereas the nearest 3:2 game is about 1.5 hours. I've been driving out to the 3:2 game but I was wondering if I lose more in gas than the advantage I am gaining. The 6:5 rules are 6 Decks, 75% penetration, H17, Split to 5 hands, Double after split (except Aces), Hit split Aces and surrender any hand. I think the house edge is about 1.75%. The 3:2 game is 6 Decks, 75% penetration, H17, Split to 4 hands, Double after split (except Aces), No hit after split Aces, no surrender. I think the house edge is about 0.57%.
My question: is driving an extra 90 miles worth the extra 1.2%? Also, the 6:5 game doesn't bother with 50 cent chips so surrendering a $5 hand pays $3 and a $15 hand pays $8 etc.


Yes, you should make the drive based on principle alone. Same reason as I will likely drive than fly to Chicago this fall because I refuse to deal with the HS the TSA kmakes you go thru. Taking a stand might mean inconvieniencing yourself.
Tolerance is the virtue of believing in nothing
pecogg
I would definitely drive to the 3:2 game.
I live in Texas, where the closest BJ games are New Mexico, Kansas or Louisiana. Oklahoma has casinos, but they charge .50 a hand, so I refuse to play there. In any case, the closest casino to my house is just under five hours, so 1.5 hours would be nothing to me. I agree with other posters that, on principle alone, I would drive the extra distance.
Good luck!
SOOPOO
I do not know how far I would drive for the 3:2 game, but I would NEVER play the 6:5 game. I'll tolerate the other rules to house advantage to some degree, but never 6:5. If a casino does not have 3:2 it does not have blackjack.
clarkacal

Also, the 6:5 game doesn't bother with 50 cent chips so surrendering a $5 hand pays $3 and a $15 hand pays $8 etc.


Wow that's pretty huge! That's got to make up for a good deal of the 6:5 BJ. I've never heard of this, and I would imagine that you would change the surrender basic strategy a good deal with these rules. Especially with a $5 bet getting an extra 50 cents!What Does Blackjack Pays 6 To 5 Mean
dudestupid

Wow that's pretty huge! That's got to make up for a good deal of the 6:5 BJ. I've never heard of this, and I would imagine that you would change the surrender basic strategy a good deal with these rules. Especially with a $5 bet getting an extra 50 cents!


Can't you just play $6, or $16 a hand? I know it's weird, but there's no reason why they shouldn't let you.
clarkacal

Can't you just play $6, or $16 a hand? I know it's weird, but there's no reason why they shouldn't let you.


No you would WANT to play $5. Surrendering pays you $3 instead of $2.50. That's 20% more! I'm not sure but you might even want to start surrendering 14s against a 9 and 8 or 17s against a 10.

6 To 5 Blackjack Payouts

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